Womply ppp login Jun 22, 2023 · Employee Retention Credit claim up to $26,000 per Employee Fastlane PPP Womply Login. Funds can also be used to pay interest on mortgages, rent, and utilities. Womply integrates with over 50 of the largest credit card processors and more than 3,000 banks sign in over 450,000 american Apr 16, 2021 · Womply partners with SEDCO to help small businesses, independent contractors, gig workers, and self-employed people get access to vital PPP funding. In 5 minutes, ppp fast lane will help you prepare your. Mar 1, 2021 · Payment Protection Program (PPP) Loans have helped businesses across the country keep their doors open and their employees on board during the COVID-19 pandemic. This video walks you through the entire PPP Fast Lane process from start to finish that has been updated to reflect the most recent changes made by the SBA Oct 22, 2022 · Claim up to $26,000 per Employee for the Employee Retention Tax Credit Retroactively until 2024. docx as a result you no longer have access. Womply manages the online lending platform that helped over 1,000,000 businesses get PPP loans this year. Womply PPP Login Fast Lane. Mar 19, 2024 · FTC fines fintechs Biz2Credit, Womply $59M over PPP actions The agency claimed Biz2Credit misrepresented the timeline for application processing, and Womply had inadequate customer service in the COVID-era crunch for small-business loans. PPP Fastlane Login Womply. Sep 9, 2025 · Event live streaming services have revolutionized how we experience entertainment, sports, and cultural events in the digital age. Schedule C filers that want to apply for the PPP 1 or PPP 2 can apply for womply ppp admin has corrected ppp-prom note. Funds can also be used to pay for mortgage interest, rent, utilities, worker protection costs related to COVID-19, uninsured property damage costs caused by looting or vandalism during 2020, and certain supplier costs and expenses for operations. Jul 7, 2020 · Tracking PPP Search Every Company Approved for Federal Loans As part of the Paycheck Protection Program, the federal government has provided hundreds of billions in financial support to banks to make low-interest loans to companies and nonprofit organizations in response to the economic devastation caused by the coronavirus pandemic. This video will walk you through the full Paycheck Protection Program application form for First Draw PPP loans on the Lendio website. Please contact your PPP lender for information on their forgiveness process. Dec 6, 2022 · Claim up to $26,000 per Employee for the Employee Retention Tax Credit Retroactively until 2024. Jul 9, 2023 · Employee Retention Credit claim up to $26,000 per Employee Womply Fast Lane PPP Login. How to automate distribution to by Artem M Mac O’Clock Medium 500 Apologies, but something went wrong on our end. Nov 28, 2022 · What is the Employee Retention Credit (ERC)? Womply Fast Lane PPP Login ERC is a stimulus program developed to help those services that had the ability to preserve their workers throughout the Covid-19 pandemic. Read on to learn more about how the program works, and how you can apply today Nov 3, 2025 · What is harvest on the PPP loan? Harvest is a proven SBA-approved lender whose vision statement includes “Fast, Easy, and Flexible. Jun 15, 2023 · Employee Retention Credit claim up to $26,000 per Employee PPP Fastlane Login Womply. Didn’t apply for PPP through Lendistry? We’ve acquired multiple PPP loan portfolios and are committed to providing each borrower with the same level of service as they seek forgiveness and move forward. Suddenly, there was a lot of money to be made - if only someone could get businesses in the door. We'll keep working until every legitimate SBA-approved business gets funded. The SBA has streamlined the forgiveness process for PPP Borrowers. Womply PPP Login With Email. Feb 28, 2025 · Is Womply legit for PPP loans? For those of you that don't know, Womply is a registered loan agent that helps small businesses streamline the application process and connect with verified SBA PPP lenders. and Womply, will pay millions to the FTC to settle allegations they falsely promised fast processing of PPP loan applications. How to claim Employee Retention Credit or ERC for your business. com Dec 1, 2022 · A congressional subcommittee issued its final report into COVID-19 lending fraud indicating companies facilitated rampant fraud in PPP loans. PPP FAST LANE LOGIN Womply is not involved with PPP forgiveness. Nov 23, 2021 · Toby Scrammel, the CEO of Womply, got a letter from Congress this week about fraud. Mar 10, 2021 · DreamSpring joins Womply’s PPP Fast Lane program, which enables the smallest businesses to access vital Paycheck Protection Program (PPP) funding with as little friction as possible, while Mar 10, 2021 · DreamSpring joins Womply’s PPP Fast Lane program, which enables the smallest businesses to access vital Paycheck Protection Program (PPP) funding with as little friction as possible, while Feb 23, 2023 · In this Womply review, RSG contributor Chonce breaks down what you need to know about qualifying for the PPP loan. The lawsuit accuses Benworth Capital Partners LLC, its affiliates, and Oto Analytics (operating as Womply) of knowingly engaging in deceptive practices to facilitate the fraud. Dec 2, 2022 · Womply, which collected $2 billion in PPP fees, and Blueacorn, which took in $1 billion, “failed to implement systems capable of consistently detecting and preventing fraudulent and otherwise ineligible PPP applications,” the subcommittee said. Jun 24, 2024 · Willkie litigators recently secured a major arbitration victory for Womply, a Paycheck Protection Program (PPP) technology service provider, securing more than $117 million in damages and defeating counterclaims brought by Benworth Capital Partners for more than $420 million. Existing borrowers may be eligible for PPP loan forgiveness. Start playing today on the #1 crypto gaming platform. com On the PPP Application screen, click “See Details” on your application On the Status Details page, scroll down and click “Update Application” On the Update Application page, click on “Upload Bank Statement” Upload your bank statement from February 2020. A recent settlement between the Federal Trade Commission (FTC) and Biz2Credit, a company that helps businesses secure financing, for $33 million and also fintech Womply for $26 million, sheds light on a trend: deceptive business practices by corporations, and the seemingly toothless consequences they face. Womply is a great service to apply for a PPP loan if you are self-employed or an independent contractor. Apr 19, 2021 · Womply is a great service to apply for a PPP loan if your are self employed, independent contractor, or single member LLC. S. Feb 23, 2021 · Fountainhead and Womply are collaborating to support overlooked small businesses by getting approved borrowers’ faster access to the $35 billion of first draw PPP loans set aside by the Small Notice: The Paycheck Protection Program (PPP) ended on May 31, 2021. Nov 11, 2025 · For those of you that don’t know, Womply is a registered loan agent that helps small businesses streamline the application process and connect with verified SBA PPP lenders. Dec 6, 2022 · A congressional report found financial technology companies, or fintechs, largely fueled PPP loan fraud. Dec 8, 2022 · The SBA will cease working with fintechs Womply and Blueacorn, as it also investigates a handful of other firms implicated in widespread PPP fraud. It’s a free tool and integrates into our platform. We would like to show you a description here but the site won’t allow us. Mar 29, 2021 · Womply PPP Fast Lane - How To Upload Additional Documents, Update Info, Check Status, and More! WOMPLY 5. Sep 18, 2023 · Employee Retention Credit claim up to $26,000 per Employee Womply PPP Loan Fast Lane Login. WOMPLY PPP FASTLANE LOGIN VERIFICATION Your phone too would have received a verification code, add it here in the box and then click on the verify tab. Jul 24, 2024 · Benworth has already paid Womply nearly $465 million, which is over two-thirds of the more than $680 million in fees it earned from approving PPP loans, according to court records. Womply PPP Login. However, Womply will not have any involvement in the loan forgiveness process and recommends contacting your lender directly for more information. Aug 17, 2023 · Employee Retention Credit claim up to $26,000 per Employee PPP Womply Fast Lane Login. A verification link would have reached your mailbox, click on the verification link from your mailbox. As an entertainment journalist with 15 years of experience covering streaming trends and digital media evolution, I've witnessed the dramatic transformation from traditional broadcast television to sophisticated online streaming platforms that deliver real-time Sep 9, 2025 · Event live streaming services have revolutionized how we experience entertainment, sports, and cultural events in the digital age. Mar 20, 2024 · The companies, Biz2Credit, Inc. If you applied for your PPP loan via Womply, you can check loan application status at. Federal Trade Commission, agreeing to pay $26 million in response to a complaint that it had falsely promised to obtain PPP loans Mar 10, 2021 · This video is for independent contractors, gig workers, and self-employed persons without employees. Aug 6, 2021 · Here are the names of the banks that are working with Womply that are participating in the SBA direct PPP forgiveness portal. Even if you have already claimed for PPP Loan Application. Womply was the site I applied for a ppp loan back in March of 2021. Today, I don't see PayPal/Loanbuilder on the list of lenders participating in direct forgiveness. The following are the criteria you have to meet before you are approved for the loan. Fastlane is a tailored program for impact-driven Food- & Ag pioneers to prepare companies for their. Womply’s PPP Fast Lane is a streamlined PPP application process built specifically for independent contractors, gig workers, 1099 workers, and any self-employed person without employees. To complete the application please click on the application which is in started status and it will take you back to where you last left off. In addition to the actions announced today, SBA launched a full investigation of the lenders -- Benworth, Capital Plus, Celtic Bank Small Business Paycheck Protection Program The Paycheck Protection Program established by the CARES Act, is implemented by the Small Business Administration with support from the Department of the Treasury. Feb 3, 2021 · As of today, 250,000 small businesses have used Womply—the local commerce platform—to apply for the Paycheck Protection Program (PPP). 33K subscribers Subscribe Apr 19, 2021 · Learn more about womply PPP loan application. Nov 23, 2021 · A congressional subcommittee aimed at investigating financial fraud during the pandemic broadened its probe into online lending this week to include two of the most prominent processors of Install free premium games, play them for fun, and earn NFTs and crypto every week. Troubleshooting Womply Account Login Issues After Phone Number Change Users often face login failures and account access problems after updating their phone number on Womply. The Oct 3, 2024 · In the instructions for each form, see the section titled "Documents that Each Borrower Must Submit with its PPP Loan Forgiveness Application" for additional details. Jun 27, 2021 · Blueacorn and Womply processed one-third of all Paycheck Protection Program loans this year, stepping in when big lenders wouldn’t. Jan 21, 2025 · Kolbert seeks to have the fraudulent PPP loan declared null and void and demands compensatory damages and statutory relief. SBA PPP Loan Forgiveness FAQs Read the SBA’s answers to frequently asked questions about PPP loan forgiveness FAQs For further assistance or to get answers to your questions call the SBA PPP customer service team at (877) 552-2692 Monday through Friday, 8 am to 8 pm ET. PPP Fast Lane will enable the smallest businesses to access vital Paycheck Protection Program (PPP) funding with as little friction as possible, while helping borrowers remain compliant and See full list on pigtou. In 2021, they doubled down and did an amazing 150,000 more loans in the second PPP round for a total of 250,000 total loans. Womply is not involved with PPP forgiveness. Dec 4, 2022 · Claim up to $26,000 per Employee for the Employee Retention Tax Credit Retroactively until 2024. Mar 18, 2024 · The Federal Trade Commission is taking action against two companies – Biz2Credit and Womply – that made false promises to small businesses seeking to take part in the Paycheck Protection Program (PPP), delaying and sometimes preventing them from obtaining funds they needed to keep their businesses afloat during the COVID-19 pandemic. Womply PPP Login Status. If you can't log in to Womply's website because it doesn't allow you to put your email address, but only phone number that you used when you were registring to Womply for the first time, then Aug 6, 2024 · Womply also reached a settlement earlier this year with the U. Mar 6, 2024 · Looking for a way to access your Womply login? You've come to the right place! In this blog post, we'll walk you through the steps of logging in to your account. They get access to your 2019 or 2020 tax record. This program provides small businesses with funds to pay up to 8 weeks of payroll costs including benefits. Mar 4, 2021 · Womply’s goal is to reach 1 million people with their PPP Fast Lane program. May 2, 2021 · Womply Ramped Up Fast, So Fraud Is A By Product of That Growth Womply did a ton of loans in 2020, over 100,000 loans to be exact. Aug 6, 2021 · If you got your PPP 1 or PPP 2 Loan via Womply, you may have to apply for your Womply PPP Loan Forgiveness via the NEW SBA PPP Direct Forgiveness Portal. I filled out all important paperwork and sent it in. In Womply was greatly successful in helping over 1 million businesses obtain a PPP loan over the last year. I do not own a business, and I did not apply for a PPP loan either… Womply, the local commerce platform that provides apps, APIs, marketing, and financial tools to make local commerce happen, today announced a new partnership with Harvest Small Business Finance to Womply Processing: This application has been Submitted to Womply for review and we are in the process of analyzing the information you provided. The SBA will be investigating appropriate action against their management, owners, and successor companies. We launched Fast Lane because we believe every small business deserves a chance to apply for PPP and because we couldn’t convince lenders to serve this market alone. PPP FAQs: https://www. Once you verify the email, click on the next tab. Apr 4, 2020 · Womply is helping small businesses get faster access to Paycheck Protection Program loans as a verified loan agent for multiple SBA 7(a) lenders. PPP FASTLANE WOMPLY LOGIN PROFESSIONAL Watch popular content from the following creators: Tax Professional (EA) (dukelovestaxes), michaelsloans (michaelscashadvance), A&J training and consulting (nicholefeather1), Zen Within Me (zenwithinme), Jennifer coleman (jennyco90). They are entrepreneurs of colour creating assets and jobs, residents of rural communities keeping their Main Street alive, immigrants www. I do not own a business, and I did not apply for a PPP loan either… I received 6 text messages from Womply with verification codes I never asked for. As much 41 million American workers or business holders can make use of the PPP stimulus and raise funds to run their work. If the applicant can check these boxes, they can proceed to apply for their I received 6 text messages from Womply with verification codes I never asked for. That's what I'm getting when I try to sign the prom note Reply reply Federal_Transition23 • you can got to email at bottom click request new link Reply reply Due_View3935 • Founded in 2011, Womply is a local commerce platform that provides apps, APIs, marketing, and financial tools to make local commerce happen for over 500,000 American businesses and their customers. All of Womply’s products and services are powered by the Womply Commerce Graph, a proprietary data asset that offers the most complete view of local commerce. To get answers to your questions, call the SBA Hotline at (877) 552-2692 Monday through Friday, 8 am to 8 pm ET. Sep 15, 2023 · Employee Retention Credit claim up to $26,000 per Employee Womply PPP Login Fast Lane. Discover short videos related to Dec 4, 2022 · Claim up to $26,000 per Employee for the Employee Retention Tax Credit Retroactively until 2024. Learn how eligible small businesses can register and apply for PPP loan forgiveness. With the PPP set to expire at the end of March, Capoccia says there needs to be more time to reach and service this Mar 13, 2021 · This video walks you through the entire PPP Fast Lane process from start to finish that has been updated to reflect the most recent changes made by the SBA Nov 26, 2024 · Blueacorn, along with fintech Womply, was barred from working with the SBA in December 2022, after a House subcommittee report identified both firms as among the most lax PPP participants in regard to anti-fraud standards. Easy PPP Loan Access: Several users praised Womply for making it easy and accessible to obtain a PPP loan for their small business. There are only two events left before we get to WrestleMania 32 in Arlington: Sundays Fastlane pay-per-view and a WWE Network exclusive special in March. Aug 25, 2023 · Employee Retention Credit claim up to $26,000 per Employee Womply PPP Fast Lane Login. May 27, 2023 · Employee Retention Credit claim up to $26,000 per Employee PPP Fastlane Womply Login. Nov 3, 2022 · Claim up to $26,000 per Employee for the Employee Retention Tax Credit Retroactively until 2024. Benworth Capital borrowers who received a PPP loan amount less than $150,000 have the convenience of applying for forgiveness using the SBA Paycheck Protection Program Direct Forgiveness portal. Okay so I submitted my application on March 15, checked status shortly after and it said May 8, 2025 · Is Womply accepting new PPP applications? Womply will continue accepting and processing PPP applications in anticipation that additional funds will be added. ” This purpose aligns perfectly with Womply's breakthrough PPP Fast Lane process that streamlines applications for truly small businesses, independent contractors, sole proprietors, gig workers, and eligible self-employed #WOMPLY PPP FASTLANE LOGIN FREE# “Literally free money for those who qualify,” a Blueacorn advertisement on Facebook read. womply. Regardless if our company is very careful, we are able to find yourself spending too much in fascination charges and even incur a significant amount of personal debt in a short time. As an entertainment journalist with 15 years of experience covering streaming trends and digital media evolution, I've witnessed the dramatic transformation from traditional broadcast television to sophisticated online streaming platforms that deliver real-time Benworth Capital borrowers who received a PPP loan amount less than $150,000 have the convenience of applying for forgiveness using the SBA Paycheck Protection Program Direct Forgiveness portal. PaymentClub is proud to introduce a partnership Womply to facilitate and expedite PPP loan applications. WWE Fastlane 2021: Full Match Card, Start Time, Peacock Live Stream Dan Gartland WWEs final pay-per-view before WrestleMania, Fastlane, is Sunday. I have problem with my womply account. They expressed gratitude for Womply's partnership in providing timely insights, cutting through noise, and helping them better understand PPP regulations while making informed business decisions. Jul 26, 2025 · Is Womply PPP still available? Womply will continue accepting and processing PPP applications in anticipation that additional funds will be added. Feb 25, 2021 · PPP Fast Lane is a new 2021 offering we created and announced just this week to make it easier for sole proprietors and very small firms to apply for PPP loans and immediately access a network of lenders. Jan 21, 2022 · Gig workers, you can now qualify for more money from a Paycheck Protection Program (PPP) loan! Here's how to apply with Womply. Womply, the local commerce platform that provides apps, APIs, marketing, and financial tools to make local commerce happen, today announced the launch of PPP Fast Lane and its integrated partnership Dec 10, 2022 · Claim up to $26,000 per Employee for the Employee Retention Tax Credit Retroactively until 2024. Jul 19, 2023 · Employee Retention Credit claim up to $26,000 per Employee PPP Fast Lane Login Womply. I apply ppploan,get my 1 loan ,and then i change my phone number,now i can’t sign Technician's Assistant chat Customer: hi Aug 6, 2024 · Womply also reached a settlement earlier this year with the U. Aug 6, 2021 · It is important to know that if you received a PPP loan via Womply, your PPP loan forgiveness is NOT automatic. The high-stakes dispute Dec 3, 2022 · Claim up to $26,000 per Employee for the Employee Retention Tax Credit Retroactively until 2024. Apr 23, 2021 · Womply, the local commerce platform that provides apps, APIs, marketing, and financial tools to make local commerce happen, announced a new partnership with Harvest Small Business Finance to help more of America’s struggling small businesses, gig workers, independent contractors, and self-employed people access vital Paycheck Protection Program (PPP) funding with as little friction as A recent settlement between the Federal Trade Commission (FTC) and Biz2Credit, a company that helps businesses secure financing, for $33 million and also fintech Womply for $26 million, sheds light on a trend: deceptive business practices by corporations, and the seemingly toothless consequences they face. Womply is a platform for local commerce that gives over 500,000 american businesses and their clients access to apps, apis, marketing, and financial tools. The Best Ppp Loan Womply Login Finding out how to deal with your financial situation may not be simple, especially when it comes to using charge cards. The letter came from Senator Clyburn, the Chairman of the Select Subcommittee on the Coronavirus Crisis and the committee has set their sites on […] Dec 1, 2022 · Executives at Womply and Blueacorn, which facilitated millions of Paycheck Protection Program loans, flouted rules and themselves collected improper loans, investigators said. In a matter of days, they have received more than 300,000 applications, with thousands of new applications starting via PPP Fast Lane every hour. Nov 11, 2025 · People also ask, can I still apply for PPP with Womply? The Paycheck Protection Program (PPP) is no longer accepting applications. A Partner for PPP Borrowers: Lendistry is here to help support small business borrowers on their PPP loan forgiveness and/or pay-off journeys every step of the way. How Long Does it Take Womply to Approve PPP Loan? Once you are able to meet up to all these laid down rules or criteria, you will be able to apply for a loan and you will get approved. We will walk you through the full Paycheck Protection Program application form for First Draw Instructions: Login at https://pppfastlane. Sep 27, 2023 · Tencent’s financial ties to Womply could raise new questions about abuse of the PPP program, despite efforts from lawmakers to prevent foreign entities from profiting. were connected to significant percentages of PPP loan applications with indicators of fraud, according to a report from the House Select Subcommittee on the Instructions: Login at https://pppfastlane. In this 5/28/21 update we share our recommendation for your Womply PPP loan forgiveness strategy. Login to get live PPP support for your Fast Lane application. com It was only after logging into Womply’s portal that many customers learned their applications had been canceled, resulting in precious time wasted when they could have been applying elsewhere. A final award was issued on June 12, resolving more than half a billion dollars in dispute. WWE Fastlane Jan 18, 2023 · Blueacorn and Womply partnered with the six most active PPP lenders, facilitating nearly one in every three PPP loans in 2021 according to the committee’s investigation. Jun 25, 2022 · The last of my second draw loan funds were used up two weeks ago, 24 weeks after disbursement. Do you qualify for 50% refundable tax credit? ERC program under the CARES Act encourages businesses to keep employees on their payroll. Womply has been sending out weekly and general updates regarding a variety of topics. May 28, 2021 · If you got your PPP loan via Womply in 2021 you may wonder how to apply for PPP loan forgiveness. Get answers to common questions about PPP Fast Lane and how Womply helps small businesses thrive in a digital world. If you got your PPP 1 or PPP 2 Loan via Womply, you may have to apply for your Womply PPP Loan Forgiveness via the NEW SBA PPP Direct Forgiveness Portal. 3,320 Followers, 61 Following, 216 Posts - Womply (@therealwomply) on Instagram: "Womply has helped 100,000+ small businesses get PPP loans. Jun 22, 2023 · Employee Retention Credit claim up to $26,000 per Employee Womply PPP Login Status. Ppp fastlane womply login free# Home – Womply helps small businesses thrive in a digital world Apply for SBA Paycheck Protection Program – Womply Apply for PPP Loans (SBA Paycheck Protection Program) How do I check the status of my PPP loan application? – Womply PPP Fast Lane – Simple, 5 minute PPP process – Womply What happens if I incorrectly apply for a PPP loan? some PPP deposits Jul 24, 2024 · Benworth has already paid Womply nearly $465 million, which is over two-thirds of the more than $680 million in fees it earned from approving PPP loans, according to court records. Then, when I go to the Loanbuilder website, it reads, "Our 2021 PPP loan forgiveness application system is not available at this time. Bluevine, a fintech noted in the report, told NPR it adapted to threats of fraud better . To get that growth Womply has specialized in helping “non employers” get loans. Submit press inquiries to Justin Davies: Womply When in doubt, start your application at /ppp. May 4, 2023 · Womply was not itself a lender, but created an online portal for prospective PPP applicants to submit their information and then funneled applicants to various banks and lenders the company Womply is partnered with SBA-approved PPP lenders on two totally separate programs: Our regular PPP program matches businesses with employees to PPP lenders. Womply PPP Fast Lane Login. PPP Fastlane Womply Login. Eventhough all topics are important this post specifically relates to Womply's Fastlane customers who: During the initial Fastlane application process, selected and applied for both PPP1 and PPP2; Been funded and received the PPP1 funds in their bank account; and Their SBA Borrower's account (Capital Access I tried several times to contact womply with no response from them. With the PPP set to expire at the end of March, Capoccia says there needs to be more time to reach and service this Mar 13, 2021 · This video walks you through the entire PPP Fast Lane process from start to finish that has been updated to reflect the most recent changes made by the SBA Mar 4, 2021 · Womply’s goal is to reach 1 million people with their PPP Fast Lane program. Sign in to your account by entering the phone number: Jun 2, 2021 · Applicants who have filed for Womply PPP Fast Lane, can check the status of the application online. If you subscribe to WWE Network (still only $9. As an entertainment journalist with 15 years of experience covering streaming trends and digital media evolution, I've witnessed the dramatic transformation from traditional broadcast television to sophisticated online streaming platforms that deliver real-time PPP FASTLANE WOMPLY LOGIN DRIVERSĭrivers license or any of your government issued ID. Womply’s mission is to help local businesses thrive in a digital world. " Dec 1, 2022 · Blueacorn PPP and Womply Inc. 99 a month), you'll be able to stream Fastlane live on any number of devices. Aug 19, 2025 · Second Draw PPP loans can be used to help fund payroll costs, including benefits. Dec 8, 2022 · “The SBA has immediately suspended non-lenders Blueacorn and Womply, companies that worked with PPP lenders, from working with the SBA in any capacity. #Ppp fastlane womply login how to #Ppp fastlane womply login verification #Ppp fastlane womply login password We are grateful to partners like Womply who are helping us ensure our clients are on a Fast Lane to PPP funding and to driving economic recovery. Federal Trade Commission, agreeing to pay $26 million in response to a complaint that it had falsely promised to obtain PPP loans Dec 9, 2022 · Womply refused to cooperate with the SBA inspector general’s office and lending partner Fountainhead, which requested information to investigate potential fraudulent PPP borrower activity, the subcommittee found.
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