Swipe up gesture android Feb 16, 2025 · Learn more about how credit card swipes work, what tools businesses need for swipe payments, and how to upgrade to EMV or contactless payments. For businesses that accept card payments from customers, interchange fees affect operating costs, pricing strategies, and their business model. Jan 31, 2023 · You may think that processing credit card payments requires a card reader to swipe, insert, or tap a customer’s card. Mobile card readers Mobile card readers are more compact and therefore perfect for on-the-go businesses—for instance, a plumber or in-home massage therapist. Sign in to the Stripe Dashboard to manage business payments and operations in your account. Fortunately, there are other ways businesses can accept credit card payments without a card reader, including online and manual processing. Electronic credit cards are well suited to online shopping or any situation where you don’t physically hand over a card. Manage payments and refunds, respond to disputes and more. Oct 4, 2025 · Card authorization declines can happen for a variety of reasons. . From countertop to mobile devices, explore the many ways you can accept in-person payments with Stripe Terminal. Mar 10, 2025 · They’re what you swipe, dip, or tap at checkout in stores. Jun 6, 2025 · Countertop card readers Countertop card readers are best suited for businesses with physical counter space, allowing customers to swipe or tap their credit cards. Feb 16, 2025 · Learn more about how credit card swipes work, what tools businesses need for swipe payments, and how to upgrade to EMV or contactless payments. This list of card decline codes will explain the different types of declines and what they mean. When you tap a contactless card, the card reader retrieves the data through near-field communication (NFC). Accept payments and scale faster with AI. Mar 12, 2024 · Interchange fees, also known as swipe fees, comprised 70% to 90% of these card processing fees. Mar 3, 2025 · Card reading: When you swipe a customer’s card, the swiper reads the magnetic stripe (or chip in more advanced models) and transmits the payment information to the app. Stripe is a suite of APIs powering online payment processing and commerce solutions for internet businesses of all sizes.